Surety for the Appearance of a Debtor: Things That Annul a Kafālah Agreement

Practical Laws of Islam as per the teachings of Ayatullah Sistani

Ruling 2344

One of five things annuls a kafālah agreement:

1. The surety presents the debtor to the creditor, or the debtor submits himself to the creditor;

2. The debt owed to the creditor is paid;

3. The creditor pardons the debt he is owed or transfers it to another person;

4. The debtor or the surety dies;

5. The creditor releases the surety from the kafālah.

-Ayatullah Sistani, Practical Laws of Islam, Surety for the Appearance of a Debtor (Kafālah)