Khums: Request for Khums Exemption on House with Loan — What’s the Ruling?

Practical Laws of Islam as per the teachings of Imam Khamenei

Khums: Request for Khums Exemption on House with Loan — What’s the Ruling?

English:

Question #921:

I have a house with loan instalments on it, and a place where I do business. In order to discharge my shar‘ī duty, I have fixed a date for the beginning of my khums year. Would you please exempt me from the khums pertaining to the house? But I shall make khums payments on my business place in instalments.

Answer #921:

Khums does not apply to the residential house referred to in the question which was bought on credit. However, the place of business is liable to khums unless after paying the khums, doing business with the remainder does not cover your living expenses or does not suit your social status.

-Imam Khamenei, Practical Laws of Islam, Importance and Conditions of Khums