Debt and Loan: Using Disability Certificates for Bank Privileges Despite Disagreement with Assessment
Practical Laws of Islam as per the teachings of Imam Khamenei
Debt and Loan: Using Disability Certificates for Bank Privileges Despite Disagreement with Assessment
English:
Question #1775:
An ex-serviceman, who is now disabled, approached the bank with a view to obtaining a loan. Since such people enjoy certain privileges commensurate with the degree of their disability, in that the greater the disability the greater the concessions and privileges, the person in question wants to utilise this. Although they do not agree with the degree of disability, which was determined by people in the medical profession, can the disabled people use the certificate in enjoying the concessions and privileges?
Answer #1775:
Should the degree of disability have been determined by specialist doctors in accordance with their diagnosis, and according to the law this is the yardstick for the bank in granting the facilities, there is no objection to making use of the certificate outlining the degree of disability, which was determined by the doctors, although in the person’s opinion his disability is less than what they think.
-Imam Khamenei, Practical Laws of Islam, Importance and Conditions of Debt and Loan