Buying and Selling: Reducing the Amount Owed for Early Payment in a Credit Transaction
Practical Laws of Islam as per the teachings of Ayatullah Sistani
Ruling 2119
With regard to a person who has sold a commodity on credit and has specified a time for receiving the payment, if he, for example, reduces the amount he is owed after half of the deferment period has passed and takes the rest immediately, there is no problem.
-Ayatullah Sistani, Practical Laws of Islam, Buying and Selling


