<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://www.shia-islam.org/p/ayatullah-sistani-transfer-of-debt</loc><news:news><news:publication><news:name>Shia Islam</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-02T18:25:51+00:00</news:publication_date><news:title>Ayatullah Sistani - Transfer of Debt (Hawalah) - Index</news:title></news:news></url><url><loc>https://www.shia-islam.org/p/loan-receiving-a-greater-amount-in</loc><news:news><news:publication><news:name>Shia Islam</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-02T18:21:31+00:00</news:publication_date><news:title>Loan: Receiving a Greater Amount in Another City and Exchanging 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Islam</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-02T18:07:40+00:00</news:publication_date><news:title>Loan: Ownership of Produce from a Usurious Loan</news:title></news:news></url><url><loc>https://www.shia-islam.org/p/loan-giving-interest-and-the-validity</loc><news:news><news:publication><news:name>Shia Islam</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-02T18:05:39+00:00</news:publication_date><news:title>Loan: Giving Interest and the Validity of a Usurious Loan</news:title></news:news></url><url><loc>https://www.shia-islam.org/p/loan-usury-riba-in-loans</loc><news:news><news:publication><news:name>Shia Islam</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-02T18:03:16+00:00</news:publication_date><news:title>Loan: Usury (Riba) in Loans</news:title></news:news></url><url><loc>https://www.shia-islam.org/p/loan-returning-the-original-property</loc><news:news><news:publication><news:name>Shia Islam</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-01T21:38:35+00:00</news:publication_date><news:title>Loan: Returning the Original Property</news:title></news:news></url><url><loc>https://www.shia-islam.org/p/loan-repaying-fungible-and-non-fungible</loc><news:news><news:publication><news:name>Shia Islam</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-01T21:36:14+00:00</news:publication_date><news:title>Loan: Repaying Fungible and Non-Fungible Items</news:title></news:news></url><url><loc>https://www.shia-islam.org/p/loan-a-deceased-persons-debts</loc><news:news><news:publication><news:name>Shia Islam</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-01T21:34:13+00:00</news:publication_date><news:title>Loan: A Deceased Person's Debts</news:title></news:news></url><url><loc>https://www.shia-islam.org/p/loan-inability-to-find-the-lender</loc><news:news><news:publication><news:name>Shia Islam</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-01T21:32:16+00:00</news:publication_date><news:title>Loan: Inability to Find the Lender</news:title></news:news></url><url><loc>https://www.shia-islam.org/p/loan-a-borrowers-obligation-to-earn</loc><news:news><news:publication><news:name>Shia Islam</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-01T21:30:21+00:00</news:publication_date><news:title>Loan: A Borrower's Obligation to Earn and 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Agreement</news:title></news:news></url><url><loc>https://www.shia-islam.org/p/loan-the-recommendation-of-giving</loc><news:news><news:publication><news:name>Shia Islam</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-31T21:18:39+00:00</news:publication_date><news:title>Loan: The Recommendation of Giving a Loan</news:title></news:news></url></urlset>